Privacy Policy

Last updated: January 2025

Next Step Investments LLC ("we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website or communicate with us.

Information We Collect

We may collect information you provide directly to us, including:

We may also collect limited technical information automatically, such as your browser type and general usage data, to help us maintain and improve our website.

How We Use Your Information

We use the information we collect to:

SMS & Text Message Communications

If you provide your mobile number and expressly opt in, we may send you recurring marketing and promotional SMS/MMS messages, including offers, updates, and information about our financial products and services. These messages may be sent using an automated telephone dialing system (ATDS).

Message frequency varies, and you may receive up to 4 messages per month. Message and data rates may apply. You can opt out at any time by replying STOP, and you can reply HELP for assistance. Consent is NOT a condition of purchase.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

How We Share Information

We do not sell your personal information. We may share information with trusted service providers who assist us in operating our business, always under appropriate confidentiality obligations, or when required by law. As noted above, mobile opt-in data is never shared with third parties.

Data Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect your personal information. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

Your Choices

You may request access to, correction of, or deletion of your personal information by contacting us. You may opt out of SMS messages at any time by replying STOP, and you may unsubscribe from email communications using the instructions provided in those messages.

Children's Privacy

Our services are intended for businesses and individuals aged 18 and older. We do not knowingly collect information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

Contact Us

If you have questions about this Privacy Policy, please contact us at jeff@thenextstepholdings.com or by mail at 2271 Concordia Drive, Columbia, MO 65201.